Treasure Coast, Space Coast and the Orlando Area

Retirement Planning on the Treasure Coast

Safety-first planning to preserve lifestyle and confidence.

Prefer to talk now? Call Eric at (772) 280-4597

Eric Hutter, President Host, Retirement Income Radio Show

Where you may have heard Eric

Media logos and trademarks are the property of their respective owners. No endorsement of Osprey Retirement Solutions or Eric Hutter by those owners is stated or implied.

Chapter 1Where you are

What are you working on?

Four places people usually start. Pick the one closest to your situation.

Start where you are

Preparing for retirement

Setting a baseline, clarifying goals and timeframes, and understanding what your current plan actually supports.

Where we would begin

Talk this through with Eric

Creating retirement income

Turning what you have accumulated into income you can plan around, month to month.

Where we would begin

Talk this through with Eric

Coordinating Medicare and Social Security

Timing, enrollment and how the two decisions interact with the rest of your plan.

Where we would begin

Talk this through with Eric

Building a family legacy

Making sure what you have built reaches the people you intended, in the way you intended.

Where we would begin

Talk this through with Eric

Chapter 2What's ahead

The decisions that arrive one after another

Retirement is not one decision. It is a run of them, and each one changes the next. Here is roughly the order they tend to arrive in.

  1. Years before the last paycheck

    Is what I have saved on track for the life I want?

    Retirement Income Planning

  2. Approaching 65

    Which Medicare choices fit me, and when do I have to decide?

    Medicare Planning

  3. Deciding when to claim

    What does claiming early actually cost me?

    Social Security Planning

  1. When the paychecks stop

    How do my savings become an income I can plan around?

    Retirement Income Planning

  2. Planning for the what-ifs

    What happens if I need care that a budget does not cover?

    Long-Term Care Planning

  3. Thinking of the next generation

    Will what I built reach the people I intended?

    Legacy Planning

Chapter 3Who you'll talk to

Meet Eric Hutter

Eric Hutter, President, and the person you speak with at Osprey Retirement Solutions.

Multi-state licensed financial professional with 30+ years of experience. A native Floridian, he works with people across the Treasure Coast, the Space Coast and the Orlando Area.

His designations

  • Featured on FOX Business, Newsradio WFLA Orlando, 92.7 WMMB, News 6 and ThinkAdvisor.
  • Host of the Retirement Income Radio Show.
  • Featured author and contributor to FOXBusiness.com.

Hear him on air

Eric Hutter, President of Osprey Retirement Solutions
Eric Hutter recording in the studio
On airHost, Retirement Income Radio Show

Credentials

  • CF2Certified Financial Fiduciary®
  • RSSARegistered Social Security Analyst
  • CAACertified Annuity Advisor

What these mean

On the air

Retirement Income Radio Show

Eric hosts the Retirement Income Radio Show. Most people meet him on air first — a question comes up, the answer makes sense, and the next step is a conversation rather than a pitch.

Eric and Laura Hutter with Glenn Beck
On airRetirement Income Radio Show

Listen

  • 60-Second Spotlight

    Eric introduces Osprey Retirement Solutions to Glenn Beck listeners.

    1:00

  • 30-Second Message

    A short invitation for listeners to get in touch.

    0:31

The two Glenn Beck spots ran on Glenn Beck programming in December 2024.

Osprey Retirement Podcast

Full episodes, wherever you listen.

Hear full episodes

More about Eric Hutter

Chapter 4How it works

Three steps, and you know what happens in each

  1. Discovery

    Clarify goals, timeframes, and risk comfort. We inventory accounts, cash flow, and obligations to set a shared baseline and a definition of success.

  2. Strategy

    Identify gaps and opportunities across investments, insurance, taxes, and income. You get a prioritized, actionable plan - what to do, why, and when.

  3. Implementation

    We execute in coordinated steps, align accounts to your goals, automate where it helps, and review regularly as life and markets evolve.

Your first conversation

Tell us where you are and what you are trying to work out. No preparation needed.

Before

If you have them to hand

  • Recent statements for savings, retirement and investment accounts
  • Your Social Security statement, if you have one
  • Details of any pension or employer benefits
  • Your current health coverage, or the Medicare letters you have received
  • The questions you and your family keep coming back to

None of this is required to start.

During

Discovery

Clarify goals, timeframes, and risk comfort. We inventory accounts, cash flow, and obligations to set a shared baseline and a definition of success.

After

Strategy

Identify gaps and opportunities across investments, insurance, taxes, and income. You get a prioritized, actionable plan - what to do, why, and when.

What you leave with

Identify gaps and opportunities across investments, insurance, taxes, and income. You get a prioritized, actionable plan - what to do, why, and when.

One document, in plain language, covering the areas that apply to you:

Schedule a Consultation
Your retirement plan Prepared for one household
  1. Retirement Income Planning
  2. Medicare Planning
  3. Social Security Planning
  4. Legacy Planning
  5. Long-Term Care Planning

What to do · why · and when

An illustration of the plan's shape. Every plan is written for the household it belongs to.

Chapter 5Learn first

Retirement Simplified — Clear Strategies. Confident Retirement.

Come to a seminar

A short, unhurried session on how retirement income, Medicare timing and Social Security decisions fit together. Bring your questions.

  • No cost and no obligation.
  • Bring a spouse or a family member.
  • Ask Eric your own questions afterward.
  • Complimentary meal provided

Reservations are encouraged. Contact us to request a seat.

You'll discover

  • Smart strategies for retirement income
  • Reducing taxes in retirement
  • Social Security timing considerations
  • Protecting and preserving your savings
  • Planning for the future you envision

Video library

  • Annuity educationGrowth options, income riders and protection mechanics.
  • Life insurance educationTerm versus permanent, and cash-value strategies.
  • Ed Slott educationIRA and tax strategy.
  • American Equity educationProduct resources and comparisons.

What clients are saying

Reviews from Osprey’s Google Business Profile

5.0 on Google Business Profile

  • Great communication & experience with Eric Hutter. Great personal service & advise. We feel very comfortable moving forward with a plan that is best for us.

    Eric Owen

  • Eric Hutter and Osprey Retirement Solutions have been handling our accounts for some time now. We are very pleased with the advice we have received and with the professionalism in which our transactions have been handled.

    Walt L.

  • Eric was very professional and took the time to answer all my questions, making me feel at ease with the decisions we made.

    William Girard

  • Eric is very knowledgeable about products that are appropriate for my age group and risk tolerance. I’m very happy with his personal attention and his office staff is always happy to go the extra mile to complete transactions.

    Sally Stockho

  • My husband and I have been very happy with the personal and professional help we have consistently received from Eric Hutter at Osprey Retirement Solutions. He has a wealth of knowledge for retirement planning.

    Sheila Warner

  • With Eric’s help, I feel very optimistic about my future. He is very professional, meticulous, and knowledgeable.

    My-Duc Nguyen

  • Eric always kept his appointments and was so helpful and kind. I would highly recommend Eric and his assistant, Cherie.

    Susan Estes

Reviews are published on Osprey Retirement Solutions’ Google Business Profile and are shown as written. One person’s experience does not predict another’s.

Chapter 6Your next step

Questions people ask before they call

Short answers first. If yours is not here, ask Eric directly.

Schedule a Consultation
Who will I actually speak with?

Eric Hutter, President of Osprey Retirement Solutions. Eric is the person you speak with.

Which areas does Osprey Retirement Solutions serve?

Serving the Treasure Coast, along with the Space Coast and the Orlando Area in Central Florida.

What can I ask about?

Retirement questions across Retirement Income Planning, Medicare Planning, Social Security Planning, Legacy Planning and Long-Term Care Planning.

Do I need to prepare anything before we talk?

Tell us where you are and what you are trying to work out. No preparation needed.

What happens in the first conversation?

It starts with Discovery. Clarify goals, timeframes, and risk comfort. We inventory accounts, cash flow, and obligations to set a shared baseline and a definition of success.

What do I come away with?

After Discovery comes Strategy. Identify gaps and opportunities across investments, insurance, taxes, and income. You get a prioritized, actionable plan - what to do, why, and when.

Where can I hear Eric before I call?

Featured on FOX Business, Newsradio WFLA Orlando, 92.7 WMMB, News 6 and ThinkAdvisor. Host of the Retirement Income Radio Show.

Treasure Coast Space Coast Orlando Area

Treasure Coast and Central Florida

Serving the Treasure Coast, along with the Space Coast and the Orlando Area in Central Florida.

Who we serve

  • Treasure Coast
  • Space Coast
  • Orlando Area
  • FRS (Law Enforcement, Teachers)
  • USPS • TSP
  • L3 Harris
  • FPL / NextEra
  • Lockheed Martin
  • Disney
  • Publix
  • Boeing
  • WOOL's Plumbing Supply

Employer and plan names are the property of their respective owners and are shown to indicate the retirement plans and pensions we work with. No affiliation or endorsement is stated or implied.

You have reached the first step

Start with a conversation

Tell us where you are and what you are trying to work out. No preparation needed.

Call (772) 280-4597
  1. Send the form, or call
  2. Your first conversation starts with Discovery

Prefer to talk? Call (772) 280-4597. How we handle your information.